Bella Financial and Superior Debt Services are debt settlement companies providing professional guidance to individuals seeking help in getting out of debt. They analyze your debts and then offer settlement programs to you. Both the companies have built a long-term relationship with creditors and collection agencies. This makes it easier for them to negotiate and reduce your debt by 40-60%, sometimes even more than that.
Consumers' review on Bella financial and Superior Debt Services
Members and visitors in the Debt Consolidation Community have expressed their experience with Bella Financial and Superior Debt Services. Some of the members have said Bella Financial is not trustworthy and for some, Superior Debt Services is a better company than Bella Financial.
Positive review about Bella Financial
Representatives are quite helpful at Bella Financial.
They help save money in the process of settlement.
Negative review about Bella Financial:
Customers get handled by different representatives without notice. This breaks the comfort level of the customers.
The company has been stopped from practicing in a few states for their bad record.
They have been accused of accepting bribes.
There are several complaints registered with the BBB.
They have customer care representatives who are very rude.
They delay in contacting lenders and wait till the clients face serious consequences like a legal suit.
They do not take client calls and do not reply to mails.
Consumers have accused Bella Financial to be very inactive. They have had to take care of their own debt even after enrolling in their program.
Positive review about Superior Debt Services
Customers are said to be happy with the service provided by Superior Debt Relief Services.
Negative review about Superior Debt Relief Services
Superior Debt Services has been alleged as a scam company.
Choosing between Bella Financial and Superior Debt Services
Whether you would enroll in a program with Bella Financial or Superior Debt Services depends on the choice you would like to make. Both have been reviewed by the members of the community and some have liked Superior Debt Services better than Bella Financial. Again there are some members who have found Bella Financial to be a reliable company and have had good experience working with them. The best way to choose the right debt settlement company is to check reviews about the company you would like to work with before you enroll in any program with them.
I was in touch with two debit companies today one ...
Date: Sat, 07/21/2007 17:43
I was in touch with two debit companies today one was Bella Financial out of Dallas TX, the other was Superior Debt Services in OK. Superior Debt Services offered credit repair help after you pay off your debt. Both companies charged 15% of the total debt as their fee and they said they could reduce my debt to only 40% of what I owe.
Have you all heard of either of these companies, Bella Financial and Superior and if so what do you think, they both invited me to look at their links on the BBB.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.