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Bella Financial or Superior Debt Services - Whom to work with?

Submitted by on Sat, 07/21/2007 - 17:43
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I was in touch with two debit companies today one was Bella Financial out of Dallas TX, the other was Superior Debt Services in OK. Superior Debt Services offered credit repair help after you pay off your debt. Both companies charged 15% of the total debt as their fee and they said they could reduce my debt to only 40% of what I owe.

Have you all heard of either of these companies, Bella Financial and Superior and if so what do you think, they both invited me to look at their links on the BBB.


Too bad maybe but you do not get a Desist & Refrain Order and kicked out of a state the size of California if you are doing your job right, also stating that senior citizens are being taken advantage of, and then to have 56 complaints with the Dallas BBB that is what i believe when i read all of the complaints about this outfit.


Submitted by on Wed, 06/10/2009 - 01:49

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I've had a great experience with a Debt Settlement company so far. I'm with Superior, and they've settled 7 of my 9 accounts in about a year and a half. I have no complaints at all. They have a great track record, and super customer service. However, I had done a lot of research going in - not only the company, but the debt settlement process itself, so I was prepared for the bad as well as the good. It's a bumpy ride. You have to expect some scares. I've received three summons so far, and been able to work through them and settle before the court dates, with Superior's help. That said, I do think that most Debt Settlement companies are scams. You have to take a lot of time, and put in a lot of effort, into finding the good ones. I live in a small, rural area and I still hear radio ads all the time for these fly-by-night companies that are springing up right and left that offer to settle your debt for pennies on the dollar. It scares me how many people make that call and sign up right away before they actually know anything the process OR the company. SO, I'm glad posters on this site are getting the bad news out too. I only wish more people would read it before they made their decisions.


Submitted by SusieQ on Wed, 06/10/2009 - 06:17

SusieQ

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I don't know who the GUEST is from above that is worried about who has helped who, since you are obviously talking about those that have been screwed. I am talking about what I saw and experienced first hand. There are some underhanded people out there. While you are sitting back and possibly working for Mike Hauser, or you might be a Mike Hauser yourself, your concern should be for those who are concerned. Those that have strories to tell about how things things went are probably 1 in a million. I am not trying to be a backstabber, I am real and I will tell it like it is. Like I said and I repeat, WRONG IS WRONG! If you don't think so, wait until you reap anything in your life that you have sowed. What goes around, does come back around, so do heed this warning.

AND FYI....Believe what you read.........looks like you read 7 pages of nothing but disappointment & people that have had money taken from them. What else are you waiting to read to believe? Why do you think people would take time out to express WARNINGS to others, for it to be UNBELIEVEABLE? Actually, if these blogs don't pertain to you, why would you read 7 pages worth to post, seriously? I take offense, sorry you would probably be a GREAT candidate for Bella, they are hiring, why don't you call them.


Submitted by on Wed, 06/10/2009 - 13:55

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There is not 7 pages of different people with complaints. There are 7 pages of the same people with nothing better to do then to complain about something. I am sure the company has a good number of clients which would mean the 56 complaints you are speaking about on the BBB in 36 months is a very small percentage. Maybe the problem is you people and not the company.


Submitted by on Tue, 06/16/2009 - 11:53

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OH HEY......YOU'RE BACK TO GET SCHOOLED AGAIN. Okay, ahead of time I will tell you that you DID read through 7 pages, and you concluded with your opinion. It seems extremely obvious that you have nothing better to do than to READ-genius. Again, I KNOW THE PROBLEM WAS NOT ME. Since you took what I said personal, that further lets me know that you work for Mike Hauser. Get over yourself, whomever you are, I have better things to do with my life than to STEAL money from people for whatever reason the Hauser crew saw fit to do so. May I REPEAT, the turn around has been high since he has been in business-so reality check is IT WAS NOT ME. You are clueless and have now become so beneath me. Obviously you're rich right?-----riiiight. IF YOU DON'T LIKE IT-GO TO ANOTHER WEBSITE, DON'T READ IT! If there were 107 pgs. I would say the exact same thing, so would the others & since you have nothing better to do you would read all 107 pages and reply. Be blessed......


Submitted by on Wed, 06/17/2009 - 14:56

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I agree with what was just written. I feel that a person that worked there saw first hand how much of a scam they are.


Submitted by on Wed, 06/17/2009 - 15:09

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How true when ex employees are saying what really goes on that is coming right from the horses mouth, I do not think anyone needs anymore imformation than that to convince them on who they would use to help themselves get ahead.


Submitted by on Fri, 06/19/2009 - 01:59

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Quote:

Too bad the people that debt settlement compaines have helped aren't here telling their story. Don't always believe what you read.

Speaking of Bella & M. Hauser, how about if it is the State of California slapping a Desist & Refrain order on them forbidding them to do business in California? (See the link I posted above)

How about if it's from a State (New York) Attorney General's Office? "Only a small number of consumers who enroll in debt settlement plans are able to complete them." I'm sure there were plenty of people who reported being cured by snake-oil, too. Luck of the draw.

If you are a legitimate business then there is no reason to lie and deceive people just to grab a dollar somehow.


Submitted by Chrys Henderson on Fri, 06/19/2009 - 03:54

Chrys Henderson

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Number 1 get the Simpleton Peck above me off of here, when the state of California kicks you out, and puts a Desist and Refrain order against all of these people a year ago June 20th that they made that up, please you are clueless, and you work for Bella Financial.


Submitted by on Thu, 06/25/2009 - 09:09

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IT IS QUITE APPARENT THAT BELLA EMPLOYEES HAVE BEEN FORCED TO WRITE THESE STUPID COMMENTS. DO YOU REALIZE THAT MAYBE YOU HAD GREAT KIND EMPLOYEES THAT COULDN'T STAND THE WAY TREATED PEOPLE. YOU'VE HURT SO MANY ACROSS THE COUNTRY AND I KNOW THAT MAKES YOU HAPPY. BUT WHAT GOES AROUND COMES AROUND.


Submitted by on Thu, 06/25/2009 - 12:49

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You can read between the lines of the people who work for Bella Financial it is such a give away with their anger, calling people clueless I think it is very sad that Hauser controls these people when all he cares about is himself, GOLF & TEXAS HOLD EM


Submitted by on Fri, 06/26/2009 - 04:23

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I think you are way off track and mistaken this is not about credit card bills this is about reduction of interest rates, you are the one that should be looking for a second or third job instead of hanging around web sites at 1: 47 am with no life and nothing better to do good luck finding employment


Submitted by on Wed, 07/01/2009 - 04:00

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This is in response to your comment about unemployed people who use rotten illegal debt settlement companies and ruined their lives. If in this economy you can fined even one job let us know. They don't even explain their programs properly and deceive more people than I've ever seen. So get your facts right


Submitted by on Wed, 07/01/2009 - 11:21

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Wake up and stop telling people what to do when it comes to paying their debts they had every intention of paying their credit card debts, they were just trying to work with their creditors to come to a monthly payment they could afford, instead this company took thier money every month and did nothing and did not contact one creditor, thus ruining their lives ( GET YOUR FACTS STRAIGHT)


Submitted by on Wed, 07/01/2009 - 13:57

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Ok, I am back yet again. Sweetheart whomever you are. I GUARANTEE the reason I am no longer at Bella Financial, has nothing to do with me not doing my job. As a matter of fact, I have NEVER worked anywhere in my life so simple, illegal and unjust, & I was IN the military. I was taught not to steal. So, Damned what you are talking about. I have no problem with helping people, but STEALING!!!, like I said wrong is wrong. I have better things to do with my life, and I have a conscience & a heart. You just continue to let me know how ignorant you can be when it HAS NOT happened to you! Oh and by the way, did you catch that my name was there. I have nothing to hide from anyone. What sense would it make to make up things----It does not make me feel better. I just want people to be more aware of this place, because I did know what happened behind the scenes. Call Bella yourself-I will give you names of those that no longer work there, because of the exact same reason-caring. AGAIN I SAY TO YOU IDIOTS, IF YOU DON'T BELIEVE IT OR LIKE IT, DON'T READ IT.


Submitted by on Wed, 07/01/2009 - 14:30

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THESE PEOPLE HAVE SCAMMED THE PUBLIC ALL OVER THE PLACE FROM DIFFERENT COMPANIES FOR YEARS AND STILL KEEP GETTING AWAY WITH IT, EX EMPLOYEES ARE UP IN ARMS NOT GETTING PAID BUT WORST OF ALL SEEING PEOPLES LIVES RUINED BY THESE CORRUPT PEOPLE AND THEN BECAUSE THEY CARE THEY FIRE THEM IT MUST BE STOPPED


Submitted by on Sat, 07/04/2009 - 03:46

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The only way to stop these people from scamming & stealing peoples money, who are not licesnsed or permitted to do this type of work in any state as a prorater & to go into peoples bank accounts and take money when no banking regulation of any state would ever give such a scam permission, or license such an illegal outfit or as they are called a chop shop, is to Call or File a complaint with the Texas Attorney Generals Office, and the Federal Trade Commision this must be taken care of right away before they prey on more people and rip them off including senior citizens.


Submitted by on Fri, 07/17/2009 - 02:22

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Everyone is so right do not trust these people, whatever you do you must never let people like this into your bank account, they will take and take and do nothing to help you just lie and lie and put you into their delete files, and forget you ever existed, and say you deserve what you get for being a low life bum, with no money it is so corrupt it makes you want to throw up, you will end up Bankrupt and have judgements put against you everywhere, and get sued and hounded by collection agencies for years and years to come with the worst credit score no one would ever want they just take your whole life from you and laugh about it, believe what you read do not listen to Bella Financial Employees


Submitted by on Fri, 07/17/2009 - 03:57

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We asked all of these places about Bella & Hauser and nobody had ever heard of them, they are what Rita said a chop shop & take advantage of people, who pay them large fees which is totally illegal, even to charge 15% is illegal in every state they are not permitted to be proraters, and are not lisenced anywhere they are a total scam & ripoff.


Submitted by on Sat, 07/18/2009 - 03:21

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Mountain View Financial Group Inc based out of Delaware, Debt By Debt Settlement services, My Debt Hurts, Love that one like they even care, And of course Bella Financial Inc, and Bella Financial, Why so many we ask keep and why do you keep changing names, We all know the answer to that.


Submitted by on Mon, 08/03/2009 - 03:46

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Hello does Bella Financial Inc still exist or did they file Bankruptcy for all of their scams


Submitted by on Sun, 10/18/2009 - 08:36

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Hello are Bella Financial Inc still in Business or did they have to file Bankruptcy for all of their scams


Submitted by on Sun, 10/18/2009 - 09:51

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It is laughable to me that all of you think you know what you are talking about regarding fees that are legal to charge and about debt settlement prohibited from states. I assure you whatever company you chose to go with does there research and does not operate in those states. do you research in the futrue because you are all wrong.


Submitted by on Tue, 10/27/2009 - 12:58

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It is illegal to charge upfront fees of 15%


Submitted by on Wed, 10/28/2009 - 15:58

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A company charging all of their fees upfront is wrong and 15% is a scandal


Submitted by on Wed, 10/28/2009 - 16:02

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This is crazy that somebody would come on here bragging about debt settlement companies such as Bella Financial Inc & Michael Hauser saying you should read your contract and that you are at fault for being scammed when there are so many reports of people being ripped of by these so called debt settlement companies FYI Bella Financial Inc 13625 Neutron Rd Dallas TX 75244 AKA Michael Hauser Desist & Refrain orders from California


Submitted by on Thu, 10/29/2009 - 14:36

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We are all glad to read that people responded to you, and put you in your place, hello to everyone at bella financial inc aka michael hauser & cohorts


Submitted by on Fri, 10/30/2009 - 13:24

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Well I guess you were put in your place, trying to tell people that they were in the wrong when they were scammed, and by the way it is not laughable when scumbags like Bella Financial Inc AKA Michael Hauser ruin your lives, so go and crawl back into your little hole and get off of your imaginary pedastal good luck working for Bella Financial Inc AKA Michael Hauser & Gang


Submitted by on Sat, 10/31/2009 - 14:01

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Quote:

Originally Posted by Anonymous
Okay, I'm in a bind and HAVE to do settlement, I'm torn between Trinity Financial Mission (Dallas, Pennsylvania) and Superior Debt Services. Does anyone know which one is best? I was going to go through Care One Services (who I have my consolidation through, but monthly payments are still killing me, hence why settlement is my only option), so PLEASE tell me which one. CareOne is only willing to do a 54 month program, but Trinity said 42 months, but I'm not getting why the cheap payment. So...any help would be great.

Which one did you decide to go with? Did you ever find out anything about either company?


Submitted by on Sat, 11/14/2009 - 12:36

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These companies are run by the same people they have been ripping people off for years making promises they have no intention of keeping they have ruined peoples lives the owner is Michael Hauser and plays golf and poker everyday this is being said by ex employees they need to be stopped total scam and ripoff


Submitted by on Tue, 01/05/2010 - 06:35

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