Can I consolidate secure & unsecure debt plus get cash b

Consolidation is usually just a way to commingle all of your existing/unsecured debts into one monthly payment. Secured lenders (like your car-note) usually won't go along with consolidation and you will have to keep paying them their monthly payment if you want to keep the car. As far as I know, you won't get any cash out of consolidating, because it's not actually a loan.