how to resolve my credit debt without any pay

Hi!
Welcome to the forums!
It is not possible to resolve your credit card debt without making any kind of payment on it. You can definitely negotiate with your creditor to forgive a portion of your amount. But, I don't think any creditor will forgive the entire debt amount.

It will be best if you can settle your debt on your own. Otherwise you can get help from professional debt settlement companies. However, the companies will charge a fee for their services. So, make sure you have that money.

You may go for a debt relief service or choose a self-repayment plan. You may go for a debt counseling session with an expert.This way your credit report won't be affected. IF you have nothing to repay your debt, you may choose to file for bankruptcy.