Dept settlement or Hardship program?
Date: Sun, 05/20/2012 - 07:22
hello
I am 180 days behind with Discover. They send me an attorney pending until jun 31, 2012. I logged in to the card member assistance website, but it says i can't view this page. I called the virtual team, the number i saw on the website. The lady i spoke to, said I am not eligible to settlements because my dept its relatively new, and its not old,i guess i needed to reach 210 days? and that they are having an attorney put on my account. etc. I said i would like to settle, she denied. So signed me up for the program, for 5 months, removing all the fees, but didn't lower my interest rate. the other dept i called few days before, offered to lower the 17% rate and also to remove the fees. but not all of them. The virtual team lady promised to remove all the fees. What should i do? I agreed to the program and gave her my cheking account number, they will start taking money out Jun 1st,
should I stay on the program? or cancel the program and wait until i can get a settlement? i read here on forum that if you reach 210 days with Discover, you can get settle
please someone answer?
Thank you
I am 180 days behind with Discover. They send me an attorney pending until jun 31, 2012. I logged in to the card member assistance website, but it says i can't view this page. I called the virtual team, the number i saw on the website. The lady i spoke to, said I am not eligible to settlements because my dept its relatively new, and its not old,i guess i needed to reach 210 days? and that they are having an attorney put on my account. etc. I said i would like to settle, she denied. So signed me up for the program, for 5 months, removing all the fees, but didn't lower my interest rate. the other dept i called few days before, offered to lower the 17% rate and also to remove the fees. but not all of them. The virtual team lady promised to remove all the fees. What should i do? I agreed to the program and gave her my cheking account number, they will start taking money out Jun 1st,
should I stay on the program? or cancel the program and wait until i can get a settlement? i read here on forum that if you reach 210 days with Discover, you can get settle
please someone answer?
Thank you
Have you checked your credit report? Does the Chase account show
Have you checked your credit report? Does the Chase account show up as charged off?
Your question has already been answered in the given page. Have
Your question has already been answered in the given page. Have a look:
http://www.debtconsolidationcare.com/debt-problems/discover-card-nd-how-to-setlle-with-then-if-they-snd-me-an-attorney-pending-letter.html