Bank Accounts
Date: Thu, 11/18/2010 - 16:13
What is the SOL in Florida for bank accounts that are closed that have unpaid service charges on them? I had a checking account with BOA and it was closed and now a collection agency is hounding me to pay $1,200 in overdraft fees and service charges. I wasn't sure what category this falls under.
Here is a good resource for information about who is responsible
Here is a good resource for information about who is responsible for oversight of the various kinds of financial institutions and some of the governing rules. This is from a California web sight but the governing authorities are probably the same no matter what state you are in.
http://www.dfi.ca.gov/consumers/who_regulates.asp
Or you can contact the Federal Reserve. If they don't have the information you need they may be able to direct you to another source of information:
http://www.federalreserveconsumerhelp.gov/
and one other resource for information by state:
http://www.consumeraction.gov/caw_state_resources.shtml
