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unsecured loan vs. several credit cards

Date: Thu, 03/17/2011 - 21:23

Submitted by Randi Foster
on Thu, 03/17/2011 - 21:23

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Total Replies: 1


What is a "standard" apr for an unsecured loan? I have pretty good credit, but I have about $11,000 in credit card debt. I visiting with a loan officer tomorrow to discuss my options, and I want to walk in with some background information. I have 5 credit cards. I have a 4,500 balance on a card with a 6.65% APR. The remaining four cards contain balances from 1,400 to 2,000 and APRs from 14.24 to 28.99%. I just came across some online tools, and learned about the "rollover" payoff method. What is the best attack for paying off my debt?


I don't know the standard APR of the unsecured loans. But I can tell you that the interest rates on the unsecured loans are more than the secured loans. There are various ways to pay off your debts. You can go through the following pages to know about the various ways to repay debts:
http://www.debtconsolidationcare.com/debt-reduction.html
http://www.debtconsolidationcare.com/elimination.html


lrhall41

Submitted by anonymous on Fri, 03/18/2011 - 00:25

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