Stratton and Feinstein Debt Settlement

They made illigal telemarketing calls to me. Why?

I used them to help me with my credit cards and they got me out of debt in 12 months

From what I understand they are NOT a debt settlement firm, but a law firm that specializes in helping people with their debt. The way they tell it, they can help you when and where a settlement company can't - in court. I guess that's a good thing. But the idea of going to court just scares the heck out of me...

I have been with Stratton & Feinsetin for about 13 months now. They have paid off 2 of my accounts already and got the creditors to stop calling and herassing me. So far so good. I would recommend them.

I have been with Stratton & Feinstein for 4 months now I am kinda of worried about the outcome, cause I keeped one major credit card for my business costs ,and yeah the creditors are persistant , But I'm keeping my faith with them and I will keep you all posted as time go's on ! EMAIL REMOVED

I'm thinking about starting up with these guys too. I have $42,000 in CC Debt and with them they estimate that I can have it all paid off in 24 months.

Please read my blog to illustrate the various points to consider when choosing a debt settlement company.

The fee structure is probably the most important but there are many other things to consider.

I have been with Stratton & Feinstein for almost a year now. They have settled 2 accounts for me already and they have another settlement ready for me but I didn't have the money available yet. Stratton & Feinstein actually took some of the attorneys fees that I had paid in and applied it to the account so I could have the settlement. There are not to many companies today that would do something like that. In my book they went above and beyond their responsability. I would do this program again and definetily recommend this firm to EVERYONE!!!! Keep up the great work!!!!

Has anyone used them to help lower your mortgage interest rate? Have heard about the credit cards but wondering if it's worth trying them to lower my interest rate. Thx.

this firm is a ripe off... go to ripeoffreport. com and youll be able to see for your self.

[QUOTE=Anonymous;452164]I have been with Stratton & Feinstein for 4 months now I am kinda of worried about the outcome, cause I keeped one major credit card for my business costs ,and yeah the creditors are persistant , But I'm keeping my faith with them and I will keep you all posted as time go's on ! [email]Cuttermon03@AOL.com[/email][/QUOTE]
I know someone whose been with Stratton & Feinstein for 28 months now and they have produced excellent results for my friend and his wife. They were eventually able to eliminate the all of the collection calls and they have re-negotiated thier credit card debt on several cards down to less than 40% of the original balances. They also were able to negotiate for the credit card companies to post "Paid with Zero Balance" on thier credit reports which they tell me has actually helped them already begin to be offered new credit. I have heard terrable things about other companie who claim to do certain things and do nothing but take fees and at best have the interest rate lowered. Stratton and Feinstein are able "as a Law Firm" to produce extroidinary results and THEY DO!

can anyone please tell me good or bad... your experience with stratton & feinstein paying off your cc debt. i am worried and concerned if this is a scam or not... i have read some sites that are saying they are scams... but now seeing sites saying they're the best..... please help if you know anything! thanks

I have been using them for several months. They are a reputable firm who can eliminate your CC debt in a given amount of time. Usually they can get your balance lowered to 40% of the balance. In my case I owed $31,000 and it was lowered to less than $13,000. Their fees are steep but they are a law firm and I wanted this to eliminate any possible law suits. They use NoteWorld to deposit your monthly payments. NoteWorld is a national firm that is basically an Escrow account for attorneys. You will be safe using this firm.

Stratton and Feinstein is NOT a Debt Settlement company. They are in fact an actual LAW FIRM that specializes in state and federal consumer laws. They can indeed offer you protection and deliver results that a "Debt Settlement" simply company cannot for the sheer fact that a settlement company are NOT attorneys at law.

If you are seeking more information I found alot of useful info on their website.
LINK REMOVED

I would highly reccomend this service to anyone who is seriously seeking relief from unsecured debt, I am a very satisfied customer who was very skeptical at first but gave it a shot and it turned out to be GREAT.

I hope anyone who is seeking a way out of this ridiculous cycle of debt can and will find a use for their services. Good Luck =)

I represent the company. I have been working here for 6 months now and have personally helped hundreds of people with their debt problems. As one of the guests posted we are a law firm that specialize in federal and state consumer laws. Consumer laws were put in place to protect you the consumer and to regulate the credit card companies. YOU DO NOT HAVE TO GO TO COURT. If you retain our services we contact you creditors and tell them that you are now being represented by S&F and that we are going to negotiate on your behalf. On average we settle for .50 cents on the dollar meaning it saves you %50 of your money. If you have any questions on it go to ADVERTISING LINK REMOVED PER TOS

Stratton and Feinstein have an excellent program and it works. It's really just a matter of sticking with it. The most difficult part is dealing with the creditor calls, but let's be realistic. If you have 100k in debts, is 60k
worth it for you to be harrassed for 3-6 months? My answer was yes, and after they did get the calls to stop, everything got a whole lot easier and stress free. I saw the same scam reports you guys saw, but I realized. Not everyone will be a success story and from my understanding, most of the cancelations were due to the creditor calls. They give you a personal represntative. If your having problems, ask them! They always seemed to be there for me or at least get back to me when they could. They even refunded me the amount of my bank fee when my payment needed to be stopped. I was very pleased and would reccomend

r5k does not represent the law firm. 50% is not the average, they settle for 42% or lower. Meaning, 58% gets knocked off the balance, and those we the worst I have received. Very pleased with my results

i been w/ this law firm for 2 months now a had a credit card company call me about a payment and that i was in arrears. gave them the phone# and they new i was w/ this firm. i got there name n # gave it to my agent @ this firm i have not heard from the credit card agency since HMMM. real or not?

where is my message

We are new clients of this law firm. I will post results of their progress!

how long does it take after the program to get your credit score back to a descent score?

Quote:

Quote:

I am thinkiing of signing up with them I hear a lot of good about them, but I am still sceptical.

I am thinking about signing up with them, but there are so many scams out there, I am still feeling very sceptical. Have anyone had a good outcome with them?

Quote:

The RipOffReport meantioned above has no specific references. If you want solid references go to the BBB site and see for yourself. You can read the complaints, see their score and view all related licencing. Also the Florida state BAR has them listed as "members in good standing" and nothing on discipline in the last 10 years...Who would you believe some mad man with a web page collecting from advertisements (click on his BBB link and it will take you directly to an advertisement) or the facts from two strong resources that are impartial???

Signed on with them. Seem like a reputable firm. So far so good but getting creditor calls is unnerving. I'm trying to act as if it's not bothering me, but it is. Right now I'm ignoring the calls and sending the creditors letters stating that we're with a lawyer. Supposedly, they credit card companies will deal directly with Stratton and Feinstein. We'll see what develops.

Quote:

If you do not have to go to court and florida has such friendly consumer laws i.e., if you are the head of a household you are exempt from garnishments, so, so what if your sued? Why pay for lawyer services when they are not really needed in the first place, in Florida anyway. Why not go to another Debt settlement company that is reputable and charges less?

Or you could just settle your debt on your own and save your self the fees.

debt settlement firms are a joke. If they did do anything for you, it was nothing that you could not have done YOURSELF!!!!! In fact, you probably could've negotiated BETTER settlements without the fees!!

Quote:

I guess they are only a rip off to a small few, but not to me. Stratton & Feinstein is an actual law firm, that will try to help you with your finances, settle your unsecured debt and represent you in court if you get sued by a creditor. The staff is friendly and very helpful. Stratton & Feinstein is not a debt settlement company!!!!!!!!!!

I was contacted via U.S. Mail about a credit consolidation loan, the fine print states that they bought my credit history through a 3rd party. I called and spoke to a female employee with initials H.C., who advised me that since I no longer own a home, I still qualify for the debt settlement services of Stratton & Fienstein. She explained the whole process and based upon what I have read here, they seem to be on the up-and-up. I am going to try and see what happens because I cannot breath without having to pay some credit card bill. As one party stated above, "I will keep you posted".

I received a notice from "Transcontinental Lending Group" regarding a debt consolidation loan at 5% interest with a monthly payment of $335. When I called, the person at the other end did not identify the business, which struck me as odd. Turns out it was the law firm of Stratton and Feinstein on the other end. I asked about the lending company and explained about the letter and didn't quite understand the response, but the guy on the phone (Kris Nugent) went on to explain the pros of having lawyers handle debt settlements. He was extremely cordial, patient with my questions, and did not pressure me. My debt is so out of control and everyone wants monthly payments in the high $900 range and I do not have that kind of money coming in every month. Kris responded to my concern by saying I could start with just a couple of the credit card companies and still have their legal representation on my side. He told me to do my research, not to make a hasty decision because there are a lot of scammers and frauds out there. I liked that approach. I did a search for them on this site, checked them out with the Better Business Bureau, and visited their website. Feeling a little more comfortable, I called Kris back. He returned my call but I was not available to take it. This morning I called again, usint the number that was on the e-mail he had sent me (the same number I had used before) and I left a message. A few hours later I called the number again and got a recording saying it had been disconnected. I feel like I am back at square one. What happened to the original $62,000 consolidation loan at 5% interest with a $335 payment? Have I been finagled?

solicitation removed

if you are a client or considering, for questions, you should call . that is the direct number to the attorneys at stratton & feinstein

Quote:

Quote:

A big rip off !!! Took my money no results . can't even get them on the phone

I have been with them for 5 months so far and am very disappointed. They haven't called, responded to my e-mails and havent even got the process rolling. We received an e mail today stating they no longer represent us due to lack of payment...What the hell is up with that. We paid full from direct withdraw from our account. Apparently they had a 3rd party working with them called 1st universal lenders. They have screwed me over big time but apparently they are no longer doing business with them and im taking matters into my own hands. I got served forclosure papers about 2 weeks ago and now behind 12k which i was supposed to get rid of debt..not increase it. Dont trust them unless you speak with the real attorneys at the Miami office...i still say dont trust them yet till this mess blows over. They are in one hell of a big mess and along with me several others have been screwed. I dont know if i should beleive the real S&F or if they are all the same and BSing there way into blaming others for there mishaps. Either way i need to save my house from getting forclosed on now and im out alot of money..overall i give them an F for BBB rating

I have been with them for 5 months so far and am very disappointed. They haven't called, responded to my e-mails and havent even got the process rolling. We received an e mail today stating they no longer represent us due to lack of payment...What the hell is up with that. We paid full from direct withdraw from our account. Apparently they had a 3rd party working with them called 1st universal lenders. They have screwed me over big time but apparently they are no longer doing business with them and im taking matters into my own hands. I got served forclosure papers about 2 weeks ago and now behind 12k which i was supposed to get rid of debt..not increase it. Dont trust them unless you speak with the real attorneys at the Miami office...i still say dont trust them yet till this mess blows over. They are in one hell of a big mess and along with me several others have been screwed. I dont know if i should beleive the real S&F or if they are all the same and BSing there way into blaming others for there mishaps. Either way i need to save my house from getting forclosed on now and im out alot of money..overall i give them an F for BBB rating
Today 12:30 PM

If you have been working with Stratton and Feinstein in the past and now are not receiving any calls from them and/or receive an email that your payment did not go through therefore they are cancelling their services with you. Well, ignore the email this is not from Stratton and Feinstein. I too am a client of theirs and found out from the main office in Miami, number 305-672-7772, that they were outsouring their work to this company. They have fired this company and now the company is refusing to turn over customer files to them. Instead they are sending customers emails that their services have been cancelled. So please call the Miami office to get your answers. I hope this helps anyone with concerns.

Don't use them. Made things worse for me. They contract out to other companies to do the work and nothing gets done.

Quote:

i have been working with them for 4 months now, they have charged me $8,000 to help modify my mortgage so i don't get it foreclosed on. i actually thought they were doing their job becuase the mortgage company has stopped there harrassing phone calls but two days ago i get an email that they can no longer represent me because of failure to pay, which is not true i have the ach withdrawl to prove it and i have been calling every number i have and no one has contacted me back. i have left 8 messages, and contacted the bbb for fraud. i don't know what to do from here??? I can't get anyone to return my call or answer a phone.

the same exact thing hapened to me, exactly! I paid them $8000 and they told me they can no longer rep me because f failure to pay, but i have proof from the bank that I paid them. Now they won't answer their calls or return their messages. I don't know what to do??? They are supposed to be modifying my mortgage so I don't lose my house, what do I do now???

Don't use them I got no where with them and they never returned my calls or e-mails, they change the person working on you case constantly and it seems like they do not follow through and have to start all over, just a waste of time and money.

I know what you are saying we too have proof from the bank that they have been paid but are stating the check did not clear and now they are not answering my calls or e-mails.