still battling with upfrontmoney.com

Did you get a contract copy from the company before the money was deposited into your account? What state are you in?

yes I do have my contract and I am in Iowa.

First know the laws of your state and then read the fine prints. The permissible fees in your state should be mentioned in the contract copy. If they are charging excessive amount, fill up the dispute form with the company and get it corrected. Otherwise, take the help of the attorney general of your state and get them investigated.

I borrowed $200 from these guys and not only did they take their money back they also took $89.92 from my account. what can I do to stop this. I will file a complaint and dispute with my bank and also considering changing my account. will this help?--k

What they are doing is trying to get around the laws regarding pdl's by offering "rebates". Several other companies have tried to do this in the past and have ended up sued by the states attorney general.

File a complaint asap! Your state Attorney General's office needs to know what this company is doing!

Guest I would definatelyfile a complaint with your state Attorney General. That is their job to protect the consumer. KYSIDE38

kyside, you are right about that! Where is the pdl located? I had one similar to this and they forgave my loan. At first they tried to say the same thing about the phone cards. Don't worry, the law is on your side :-)

the pdl is located in Cary, NC.

Hey Louise 25,

Did you ever resolve this with this company?

Yes this has been resolved. I think I put it in another post. Thanks for all of your help and support.

They are a scam and u should always be careful for signing a contract and always listen very carefully to fast talking people..... :?

Trust me I have learned a valuable lesson with these lenders. Not me again.

I have also had this happen to me. So I just get an state attorney and they can help. I try to get a hold of them and e-mail them and they never get back to me. I have paid my loan back and some. My bank has tried to help also. I have never done this before and the one time I do this happens.

I have just been sent a second letter from their collectors "Roberto & Associates". i contacted this debt collector as soon as i recieved the first letter and told them my story. i have never received any cards and the company not only debited the account i supplied them with, but another account i never gave to them. i received a $300 loan and they have already debited over $370.00 and say that was for fees and that is still owe them $502.00?? i explained this to the lawyer and he said he would look in to it. he sent the second letter saying they are taking me to court because upfront money said they did send cards. this is a real mess, but i intend on writing to my state attorney general and showing up in court. i will not lose this money and i may submit a counter suit for the account i did not give permission to use.

Most likely those cards r on ur members area. That's where they told me they'd send them. They also gave me $300 and the fee for that it's $434, so they told me. I think u just did not call to cancel the contract so they r charging u for the cards. I've given a lot of thought to this process and agree with goudah2424... they're just trying to get around the law by calling their loans "rebates", that way they can charge higher interests even though they just call it "termination fee". But they could care less that u buy the cards... all they want is for u to take their money and then pay it back with really high interests... I mean... $134 of interests for the $300!?? that's a lot, ain't it? So just... if u fell for it like me... just learn ur lesson and stop doing shit online... they're all just scams

there office is in delaware

Hi i live in new jeresy and i am having the same problem they said they would give me a loan for $200 and this was back in june 09 til today they r still taking 89.62 out of my account every two weeks. So when i call them and ask them why r they still taking money from me when i already paid them off. they said we r not a loan company we just give out $200 loans for people who want phone cards (so i told them why in the h--- would i take out a loan for a phone card who dose that when u have cell phone's that only charge u $50 for the month unlimted calls and texting who r u trying to fool and plus where r these so called phone cards im supose to be paying so much money for she tells me i can give u the web site where u can find it. so i told her i dont want the phone cards stop taking money from me. she said if i do that i will have to charge u $240 for breaking u contract so i just hung up the phone and called my bank and now their working on it.

these people are crazy 4 real they are trying to get almost 600.00 from me and I only
borrowed 200.00 and trying to say they are going to give mea warrant in my city for writing bad checks, how is this possible and I did not write them a bad check, my account was closed due to them keep processing a payment when funds where not avaliable!!!!!!!!!!!!!!!!!!!

File a complaint to bbb and federal consumer affair i did the next day they called me and offer to settle my account and promised to return my money back not all of if but some,hopefully they need to repay a bunch of people they ripped off.

I emailed BBB and FEDERAL CONSUMER AFFAIR the next day UPFRONTMONEY called me and offer to settle my account with them and promised to refund the last $434.85 they took from my account,hopefully someone can make them repay everyone they scammed.