Is it possible to get a settlement from Capital On

I personally don't know anyone who settled with Cap One. They are very aggressive. I tried settling to no avail. They allowed me to bring the account up to date over 2 payments and now I pay the monthly charge. However, I only owe them about $900 so I'm not so concerned. This was my last settlement and I caved in. You can do a search on the site for Capital One and read about Cap One with others.

I settled two cards with Cap One. They can be difficult. One of the accounts was actually my first settlement and funny enough, the other account was the last settlement. That last one was really tough. Some of my other settlements were starting to hit my credit report so they knew that I probably wasn't going to file bankruptcy at that point. But at the end of a month, their collection agency (where it was sent after charge off) finally settled with a number I could accept. Wasn't a great settlement but it was done.

since you have a judgement already you will just have to try to see if they will settle. As far as they are concerned, they have a judgement that will allow them to take years to collect the full amount - unless they feel you can and will file bk. That is what you need to make them think, Do a consultation with a bk attorney so that you will have a name and number to give the cap one people. Maybe this will jolt them to do a settlement.