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Should i be concern

Date: Tue, 05/17/2011 - 18:59

Submitted by anonymous
on Tue, 05/17/2011 - 18:59

Posts: 202330 Credits: [Donate]

Total Replies: 5


:-(Rjm acquistions showed up on my credit report as an account review inquires, why would that be?


When anyone reviews your credit report, it has shown as an inquiry. In your case, your account has been reviewed by Rjm acquisition. That is why it is showing on your credit report. Multiple inquiries on your credit report may create a negative impact on your credit score.


lrhall41

Submitted by on Thu, 05/19/2011 - 04:51

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RJM Acquisitions is a debt buyer. They will often repackage debts they purchase and resell them.

The inquiry from them is a "soft pull" and should not have an affect on your credit report or credit score. If you have debts that are unpaid and outstanding it is likely they are performing a skip trace in order to determine the next step they will take in either attempting to collect or resell the account.

If you do not have debts outstanding, or if the inquiry shows as a hard pull (which can affect your credit score - marginally) you should contact RJM in order to learn more detail and take corrective action.


lrhall41

Submitted by MichaelBovee on Thu, 05/19/2011 - 06:31

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