debt collectors

Date: Tue, 06/07/2011 - 16:51

Submitted by anonymous
on Tue, 06/07/2011 - 16:51

Posts: 202330 Credits: [Donate]

Total Replies: 3

I just recently had someone start calling me about a debt that is over 12 years old, they said that they just bought the debt from the billing persons....they are calling my cell phone and I have NEVER recieved any letter in the mail and they are also using my maiden name and I have been married twice....what should I do? They also call three to four times a day or week and even on Sundays??

It is out of SOL. Send them a letter in writing, telling them

It is out of SOL.

Send them a letter in writing, telling them to FOAD (f... off and die!) Tell them to bug off, the debt is time barred and is out of SOL. Tell them never to contact you or any of your family by any means. Send it certified mail, return receipt requested.

lrhall41

Submitted by SOAPLADY on Tue, 06/07/2011 - 17:25

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As per FDCPA laws, a debt collector cannot call you before 8 am

As per FDCPA laws, a debt collector cannot call you before 8 am and after 9 pm. So, if you get a call, simply hang up the phone asking them to not make calls at inconvenient times. In required, you can take help of an FDCPA attorney and file a lawsuit.

lrhall41

Submitted by MarieGarcia on Wed, 06/08/2011 - 04:20

( Posts: 17 | Credits: )

The SOL has expired in this case. So, this collection agency can

The SOL has expired in this case. So, this collection agency can???t take any legal action against you. You can send them a request for a debt validation letter via certified mail with a return receipt request. If they don???t reply, then send them a ???Cease and Desist??? letter. After that, if they are still trying to harass you, then file a lawsuit against them. Don???t share any personal information with them. Following link may help you in this regard:
http://www.debtconsolidationcare.com/fdcpa.html

lrhall41

Submitted by anonymous on Wed, 06/08/2011 - 22:07

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