Couple days ago a process server called my work with a private number wanting to talk to my supervisor, when I ask what was this about ? He wanted to know if there's any procedure to find someone to serve in person ? I answered not that I know of you can just ask somebody here and they'll help you find that person. Then he mentioned my name and said good bye and hang up... When do they normally come to my work or how do I set up a place and time to be served if I don't have his number or is this a scare tactics ? I'm already on a debt consolidation program..
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.