resold debt

SOL in NY is 6 years. The count starts from your first date of default (as long as you never brought the account back current after). When did you stop paying on the account?

Unless they have illegally re-aged the account, you will be protected by the SoL. Else you will just have to fight it out in court. If there were no activities on this account since you graduated, the SoL is up.

for one who is suing you?second the poster above me needs to be more clear.if the SOL is up and the plaintiff illegal re-aged the debt then you must go to court and use that as your defense.the way unregistered puts it.the court is just gonna dismiss it due to that fact.no since there is a summons issued the OP must go to court either way and bring up the re-aging,and the fact that this is past SOL.the court isn't going to do that for them.great way to get a default judgement unregistered.