Discover Settlements
Date: Sat, 07/14/2012 - 12:20
I have been reading much of the dialog for debt settlement with Discover. I am current with my minimum payments but simply can not afford to keep this up due to the economy like so many others. I have a stellar payment history with them. In fact I would have paid off the actual balance already without the interest being added. My rate is ridiculous and it was not from missing a payment or being in default, but from being late. And those times were few and far between. I need to get out from under this noose as everyday it becomes harder to meet my commitment. Will being current help my plight and would I still be better going to On Core for assistance? I have beem a member with them form 10 - 12 years but the last 4 years have been the problem.
Your history with them is totally irrelevant...they do not take
Your history with them is totally irrelevant...they do not take that into account. Business is business as with all credit card companies.
no option
One missed paycheck and I will be in default unless I want to move into my car and not pay my rent. Basically I am insolvent but have tried to do the right thing - is there no where to turn until default is unavoidable?
You have to take care of your basic living expenses before payin
You have to take care of your basic living expenses before paying credit cards.