Unpaid Debt on credit report.
Date: Sat, 10/03/2009 - 07:15
Suppose,I have an unpaid housing cancellation fee from a university from last five years. I attended another school and have not paid the fee. I live in Texas and the university is in AZ. The university recently sent my account to a collection agency and the collection agency recently put a collection on my credit report. Is this legal for them to do this, since the university never did? Also, has the SOL expired on it? I know in TX it's 4 years but I'm not sure what to categorize this "debt" as. It is not a student loan debt. What do I need to do to get this off my credit report?
Please re-solve my querie.
Thank you.
Please re-solve my querie.
Thank you.
If it was public school or nonprofit school you attended, there
If it was public school or nonprofit school you attended, there is no SOL. Plus your transcripts will be frozen.
Reporting SOL is years...it is totally seperate from your states SOL for legal action, so yes it is legal for them to report.