3rd party

I currently handle all of my spouses verbal communications with cc accts; they have always just needed to talk with them first to validate and get approval since I am not listed on the accts. I would have your mother call them and see what they say. Another option if that doesn't work, would be to only communicate thru written correspondence.

The CA may not want to talk with your mother, thinking it might be easier to get you agree to make payment...just be insistent and see what they say.

They may require written authorization but because she is not attorney, they probably will not want to talk to them unless she shows them the money...i.e she is going to pay your debt off in full immediately.

You will need to sign a limited power of attorney allowing the creditor to discuss your debts with your mother. The creditor will want that before they will talk with your mother.