Just settled BOA FIA
Date: Thu, 03/25/2010 - 10:05
Update: the referenced regional bank IS settling cards. I have been advised to write an individual in mgmt regarding a settlement of 50%. Maybe 50% of the orig balance before default interest piled on?? I hope so and will let the forum know.
Congratulations! You are inspiring and I have appreciated all of
Congratulations! You are inspiring and I have appreciated all of your posts. Good luck on that last card!
Oh and how late were you again on BofA??...I am approaching 60 d
Oh and how late were you again on BofA??...I am approaching 60 days with a BofA business line and FIA personal line. When they call they talk to me about both.
2 personal cards and one biz... by my count I was about 180 days
2 personal cards and one biz... by my count I was about 180 days but they said 120-140. the first offer of 50% came at 3 months. I offered 20 to no avail and they came down to 30 at about 4 months.
One of the reasons I settled today is that they defaulted the interest and it was growing fast! Good Luck.
congratulation Dan. still waiting to hear from Chase on 50% - t
congratulation Dan. still waiting to hear from Chase on 50% - trying to avoid being served. :(
Congratulations Dan!!! Great job. I'm glad to hear that the on
Congratulations Dan!!! Great job. I'm glad to hear that the ones at the end aren't tougher. I keep thinking that the last card standing may stick to their guns since everything else is paid off, they may figure you can now afford the payments to them.
Keep us informed and I also have enjoyed all of your posts.
Quote:Originally Posted by AnonymousCongratulations Dan!!! Great
Quote:
Originally Posted by Anonymous Congratulations Dan!!! Great job. I'm glad to hear that the ones at the end aren't tougher. I keep thinking that the last card standing may stick to their guns since everything else is paid off, they may figure you can now afford the payments to them. Keep us informed and I also have enjoyed all of your posts. |
Good point, to be. Now, here's what you do... Take the payment plan. then they don't report that to the credit bureau until a month after the final payment is in. THEN, they have no idea you are settling. How do you like that one?