Chase harassing my mother-in-law
Date: Tue, 04/06/2010 - 04:11
About a month ago my mother-in-law got a call from a lady asking her to verify her social security number. She couldn't even pronounce my mother-in-law's last name (its not hard to pronounce). My mother-in-law was smart & refused to give her information to the lady. Turns out the lady was calling from Chase Visa. My mother-in-law got tired of the caller's attitude & wanted a supervisor. So the lady got the supervisor on the phone & he talked to my MIL. The supervisor had no idea why he was getting the call, so he had to put her on hold a minute while he talked to the lady who called. He gets back on & asks for the social. She refused to give it to him, so instead he read it back to her. It wasn't hers & she told him that. He read her a birthdate and she said it wasn't hers (the birthdate would have made my MIL in her 50's but my MIL is in her 60's!). He asked her if she ever lived at the following address & she said she never lived there. The supervisor told her that someone with the same name but different information is owing them & they are trying to collect.
They left it at that and no one called again...until yesterday!
A woman left a message on my MIL's answering machine. VERY garbled...she didn't say my MIL's last name, instead said something like
"Hello Miss Ann, this is Tamara from......." It sounded like Colfar or Goldfarb Associates. She said "for the past month we have been trying to contact you. If you don't call us back we will proceed with suing you in xxxxxxxxx (she said the county we lived in). So you need to call me back or have your lawyer call me back by 5pm today or else I will proceed with legal proceedings".
Funny thing is the lady never left a phone # to call her back at, so my MIL didn't call back (how could she?) She didn't do *69 or callback trace because someone called after she left the message.
Sooo...my question...what happens now? Its not her debt. She checked her credit report & nothing was suspicious on there. If she talked to someone a month ago & cleared this up, why are they calling back threatening legal action now? Are they just calling everyone with this name? When I did a search I found 7 people in the US with the same name...4 of them were in the same age range of the lady & my MIL (50's to 60's). Is this even real or are they trying to scam an old lady?
They left it at that and no one called again...until yesterday!
A woman left a message on my MIL's answering machine. VERY garbled...she didn't say my MIL's last name, instead said something like
"Hello Miss Ann, this is Tamara from......." It sounded like Colfar or Goldfarb Associates. She said "for the past month we have been trying to contact you. If you don't call us back we will proceed with suing you in xxxxxxxxx (she said the county we lived in). So you need to call me back or have your lawyer call me back by 5pm today or else I will proceed with legal proceedings".
Funny thing is the lady never left a phone # to call her back at, so my MIL didn't call back (how could she?) She didn't do *69 or callback trace because someone called after she left the message.
Sooo...my question...what happens now? Its not her debt. She checked her credit report & nothing was suspicious on there. If she talked to someone a month ago & cleared this up, why are they calling back threatening legal action now? Are they just calling everyone with this name? When I did a search I found 7 people in the US with the same name...4 of them were in the same age range of the lady & my MIL (50's to 60's). Is this even real or are they trying to scam an old lady?
I forgot to add that no one has called her since that first init
I forgot to add that no one has called her since that first initial call up to today. Also, sounded like she was calling from a call center, but like they got her off the street. She didn't sound like your usual collector (well...any of the ones I've dealt with). She also said in the message "If you don't call back, we will proceed with this claim". I work in auto insurance, so to me-when I hear "claim" someone got hurt, damage to property...etc. Would a collector call it a "claim" as well?
