citi account 150 days past due

I would take it.....Citibank will sue. have you searched the forum to see what other people are getting?

I'm 172 days past due and they are still stuck on 45%, I only have 30% :(
If you have 39% take it!!! Be done with them!!!

What is the Recovery department with Citi, does any one know?

[COLOR=black]I got 30% with citi. But I know others that had a harder time with them. I have no idea why it was so easy for us, maybe we got lucky. I also had a low balance with them and paid in one lump sum so that may have helped. I was a little worried because I know everyone says to get the letter first and not to give them bank info. But they already had my bank info anyway and they said they would mail the letter and I went ahead and did it and I did receive the letter in the mail yesterday (which was about a week after settlement).[/COLOR]
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[COLOR=black]We do have one with citi still that is in their "recovery dept" and I guess it is because we have a payment plan with them (although we have stopped paying on it). I still don't quite understand what the recovery dept is but for us I guess it is where it went when they closed out the acct and had the payment plan. It is still part of citi. I tried to settle on that one but they keep saying I am not late on that one which doesn't make sense because I haven't paid on it in a few months but since it is on a payment plan they are considering it current, weird.[/COLOR]