collection in Illinois

hi! I received a summons on a dentist bill. I have refused to pay this bill because I went to the dentist to have a tooth pulled and he decided that it shouldnt be done to save my teeth from shifting and offered to do a pulpectomy. His wife (his office manager) told me not to worry about cost, that it should be covered by my insurance. Shortly afterward, I receive a bill for $254.24. I called the office and told them that I would not pay, that they said it would be covered and I wanted the tooth to be pulled when I went in there. The bill ended up in collections. The bad debt was put in my husbands name, not mine and they added another 45% to the total (went up to 343.22) and now it's up to $726 and change for lawyer fee and filing fee. I called them to try to pay, hoping that if I paid before the court date, I could waive some of the fees, but they have told me that I have to pay the total amt of 726+ before COB 5/6/10 or be in court the next morning. I just wondered if there was anything that could be done w/the amt that I have to pay. I spoke to a lawyer and he just wanted the money to represent me, wouldnt look at the documents before I agreed to retain him. He told me to go for the court date, but I just want it over.