credit card consolidation

There are some companies that charges you a percentage of your debt amount as upfront fees. Try to ignore such companies. There are others that include your fees in the monthly payments. You can probably see better results from them. Also check if they are registered with the BBB or listed on DnB, etc.

why would anyone want to pay up front monthly fees is my question? i would look into debt settlement. you pay them once the work is done. check out CDH & Associates; a relative of mind took this route and was happy about the work