I am getting a call from North Eastern saying they are representing CashNet USA. They said they are taking me to court for $997.43 because of what they consider bad checks. I closed out my account 3 years ago because they had been paid over and over again. Can they sue me and garnish my checking account now? They are also saying they are going to press charges against me as a misdemeaner with Allegheny Court System. First of all this is a collection agency, so I know they can not sue me. I logged into Cashnetusa. It states my loan was sold to another company. Any help with this would be great. I cant have my money taken from my checking account, that is how I pay my bills to support my kids. I am a single mom now and only have one income.
You should first verify that North Eastern has the right to collect money from you. Never pay someone you're not 100% sure you owe money too. Then you should call customer service for Cashnetusa and find out exactly what's going on with the money you borrowed from them. If the loan has actually been sold you should have received a notice with the information as to who your new creditor is. Any money you paid to Cashnetusa after they sold your account MUST be credited toward your debt with the new creditor unless they can prove they told you who the new creditor is.
Sub: #1 posted on Thu, 05/13/2010 - 09:18
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Sub: #2 posted on Thu, 05/13/2010 - 10:54
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well for starters.as shazzers advised.they must first send you a dunning letter.that is a basic letter stating who they are,and who they are collecting for.i doubt you will get that as they threatened you with being charged with a crime.debts are civil matters,not criminal ones.lastly allegheny is in PA that means you live in a non-garnishment state.they can if they were legit attach your bank account,but not your wages.i doubt this is legit for the above reasons.next time they call.demand something in writing,and that you won't speak to them again until you get something.i would file a police report for the call as threatening you with a crime is against the law.then file AG,and FTC complaints against this IPDL buying scuzz.then do not speak to them again.
Sub: #3 posted on Thu, 05/13/2010 - 11:39
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Sub: #4 posted on Wed, 11/28/2018 - 20:26