big problems suggestions welcome
Date: Tue, 05/18/2010 - 19:45
I am still working and make about 70k, my partner makes very little and is fresh off bk.
I have close to 30k in cc debt with 4 cards - 3 that are owned by chase & 1 FIA.
I have two of the four frozen (1 @ 2% + 1@ 9.9%), the other two are very near maxed and I currently can only make minimum and its killing me.
They tell me it will be paid in like 28 years @ the rate I'm going. I can't make it that long.
My credit score is dwindling and I have been doing this for 3-4 yrs now and I'm reaching an end.
I keep getting John Cummata emails but don't know much about it
Suggestions welcome
I have close to 30k in cc debt with 4 cards - 3 that are owned by chase & 1 FIA.
I have two of the four frozen (1 @ 2% + 1@ 9.9%), the other two are very near maxed and I currently can only make minimum and its killing me.
They tell me it will be paid in like 28 years @ the rate I'm going. I can't make it that long.
My credit score is dwindling and I have been doing this for 3-4 yrs now and I'm reaching an end.
I keep getting John Cummata emails but don't know much about it
Suggestions welcome
I personally stay away from such advertisements. Anyway, about
I personally stay away from such advertisements.
Anyway, about your situation, you have given us very little information to comment upon. I would suggest that you try budgeting and put more efforts towards repaying your debt.
Debtcc have recently introduced a budgeting tool, which seemed to me pretty exhaustive. You can try it out.
http://www.debtconsolidationcare.com/personal-budgeting/
