logo

Debtconsolidationcare.com - the USA consumer forum

Help???

Date: Sat, 05/29/2010 - 01:14

Submitted by jve1960
on Sat, 05/29/2010 - 01:14

Posts: Credits: [Donate]

Total Replies: 11


I had a lapse of poor judgement and applied for online payday loan and beforeI knew it I had three approved contracts in my email and now i am recieving calls at work and faudulaent checks made out by me to other companies???? Is there a way I can pay them without my banking information?? I do have another account in the same bank and have transferred money to another account. It will cost me 40.00 to stop withrawals for 6 months. But I have to have specific names and they are making up different names. It is not even my due date yet and now they want my debit card number and ar calling and threatning me at work!!! Ugh
I dont mind closing my account but they have my driver license number and work information and call and threatning me before the due date!!! Please any advice to stop this predatory fraud would be appreciative.........


Never mind I see now, would you list the following information, it will help us to help you:
First of all, please list the following information so we can help you.
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.


lrhall41

Submitted by Shazzers on Sat, 05/29/2010 - 02:07

( Posts: 17344 | Credits: )


Kenwood Services 390.00 due june 11 online

elastic 367.00 online due june 11

Washington State

they both tried to debit early no i havebank fees and fees from them. and that fraudulent check madeout from me to liberty discount.
kenwod wants my debit card info by tuesday o they will call me all day every day at work They are ruthless!


lrhall41

Submitted by on Sat, 05/29/2010 - 03:05

( Posts: | Credits: )


What do you mean by fraudulent check, did you write a bad check to someone, or are you being accused of doing so?

Kenwood is not a licensed lender in your state, and neither is Elastic, the most they can do is threaten you, they can't follow through with any of the threats but you are right, they will harass you to death, and demanding they stop won't phase them. However, closing your account is the only sure way to stop them, so, you either not close your account and deal with the massive amount of fees, interest and bank charges, or close the account and deal with the threats. You are obligated to pay them back at least the principal amount you borrowed, I would do so via the mail with money orders. CLICK HERE to find out how to deal with illegal lenders.


lrhall41

Submitted by Shazzers on Sat, 05/29/2010 - 03:38

( Posts: 17344 | Credits: )


No they made up some sort of check with my information as if it was made out by me to a company called Liberty Disount it was typed.

I want to take care of the original contract agreement on the said due date. June 11 I am a nurse and will get in trouble with the phone calls,any advice re thephone calls?


lrhall41

Submitted by on Sat, 05/29/2010 - 04:27

( Posts: | Credits: )


Quote:

Originally Posted by Anonymous
No they made up some sort of check with my information as if it was made out by me to a company called Liberty Disount it was typed.

I want to take care of the original contract agreement on the said due date. June 11 I am a nurse and will get in trouble with the phone calls,any advice re thephone calls?

Don't speak to them on the phone, all they want is someone to threaten and argue with, don't give them that. Hang up as soon as you figure out who it is, or don't answer at all. You could explain to your employer that you are a victim of fraud and are being harassed by an unknown illegal company, this way they will be aware if the calls begin and might be a little more understanding, you have no control over who calls you, or the amount of times, especially when dealing with scammers. I would also file complaints with the FTC, BBB and your AG, print out the complaints and show them to your employer as proof, you are a victim.


lrhall41

Submitted by Shazzers on Sat, 05/29/2010 - 05:00

( Posts: 17344 | Credits: )


How do I get a sample letter to revoke ACH ?Would this interfere with my automatic deposit of my paycheck? I will close my account tomorow. and try to figure out how to get a money order to them. I also am in open Chapter 13. Would that make adifference to these PDL's to not harass me at work providing them with my Attorney's name and number?


lrhall41

Submitted by on Sat, 05/29/2010 - 05:16

( Posts: | Credits: )


Quote:

Originally Posted by Anonymous
How do I get a sample letter to revoke ACH ?Would this interfere with my automatic deposit of my paycheck? I will close my account tomorow. and try to figure out how to get a money order to them. I also am in open Chapter 13. Would that make adifference to these PDL's to not harass me at work providing them with my Attorney's name and number?


They are nothing more than criminals who have already broken numerous laws, so reasoning with them isn't an option, and they don't scare easily because most of them are located over seas, so they know they are basically untouchable by our laws, but the same still holds true for you, you aren't bound by their laws either, although they will try to tell you, you are.

As far as a sample letter, if you read the link I gave you above on how to deal with unlicensed lenders you will find one there, most of your questions will be answered in that thread. Ask the branch manager (no one else will do) if you can place a hard debit block on your account, your deposits will still go in but nothing will be permitted to come out unless you go directly to the bank to withdraw funds.


lrhall41

Submitted by Shazzers on Sat, 05/29/2010 - 07:13

( Posts: 17344 | Credits: )


I closed my account.,as there were more fraudulent checks generated by Liberty Discount and Uclip coupon so now how do I pay these PDL I have no address to mail them a money order? Kenwood Services and Elastic.com would you happen to know where i could get bonafide address?


lrhall41

Submitted by on Sat, 05/29/2010 - 09:33

( Posts: | Credits: )


Quote:

Originally Posted by Anonymous
I closed my account.,as there were more fraudulent checks generated by Liberty Discount and Uclip coupon so now how do I pay these PDL I have no address to mail them a money order? Kenwood Services and Elastic.com would you happen to know where i could get bonafide address?

Email them and ask for a valid physical address, tell them no address means no payments. Let them decide. You might also want to check the BBB.


lrhall41

Submitted by Shazzers on Sat, 05/29/2010 - 10:38

( Posts: 17344 | Credits: )


I sent my ACH revoke letter after KENWOOD SERVICES Debited my account 30.00. After we agreed Iwould get a Prepaid Visa wih just what I owed them and pay them today. Naturally I am so fired up at the dishonesty of the company I have not paid them yet, when I tried to call All I gotwas recordings. So I left amessage "I 'm trying to call to pay you, as agreed so I guess no body is there to accept payment."

I added Washington State Laws of PDL and I listed 8 federal and State agencies that I have contacted, BBB, FTC, Wa State Atorney General, and I also listed Delawae State Attorney General Because Maybe they are out of Delaware? I listed the Federal Secret Service Internet Crimes Invesigation unit out of Seattle, I listed the Cyber Criminal investigation agency, also.
I happen to tell them I wanted to pay their fees as the funds will be back in my pocket, as they are illegal. And that the agencies wanted Solid concrete evedince against them by charging fees, while operating illegally in Washington State.

If you would like a copy of this information I would be happy to assist you!;)

But I would love to have more concrete information on the following companies if you have it.

KENWOOD SERVICES LLC and ELASTIC.COM Urban Trust Bank

mY bank promised me twice that no withdrawals cood be made; sincemy Freeze I placed n account. But they didnothonor my request to sop all Electronic Transfers, I will be changing banks when everything has settled down. I have cried lost sleep over these horrible animals. I will pay them but itisvery hard. They have caled my work 6 times andmy loan is not due until June 11,

Any other easy way to pay these folks? other than prepaid visa? I have been told ifyou send a money orderthey canr refuse this , and showno payment. Or take it and no way to track your payment. Does anyone know if you can track payment with Visa prepaid card? I would be happy with that option ifi knew I could track that they recievedt he monies.
They also declined money from Pay pal? Still need to get these outlaws their funds in a tracked method........ J


lrhall41

Submitted by on Wed, 06/02/2010 - 19:05

( Posts: | Credits: )