Credit question

I've had excellent credit for yrs, but recently opened a Target credit card, never having more than $200 at any time. Having less than $100, I was over 31 days late on the final payment, (I've since closed out the card, and vowed never to buy from Target.) Target Bank submitted this to the credit bureau, which obviously hurts my credit score. I did not receive a billing statement for that final bill and it just slipped my mind.
Do I have any recourse...It's a shame Target has that kind of power.