Unique Situation - Need to get rid of all my credit cards - thanks for your help!
Date: Wed, 06/23/2010 - 13:43
Thanks for reading my question!
Debt:
I have 18,000 dollars owed across 2 credit cards.
Brief Stats on me:
California Resident
Male
Age 34
No children
Single
In Good Health
University Educated
Assets:
I own no car
I own no house
I own no cell phone
(I really don't ever want to own any of the above 3 items ever again. I live a pretty frugal lifestyle and I like it that way.)
I am currently starting my own computer servicing business. I am a computer genius so it will eventually make money. And if not, there are lots of jobs I can get around here.
My family has money, and I am currently living in one of their apartments for free.
My question is: I want the credit card debt to go away, but I have no idea where to start.
I racked up most of the debt because I travelled around the world for four years.
Ideas?
Thanks!
Debt:
I have 18,000 dollars owed across 2 credit cards.
Brief Stats on me:
California Resident
Male
Age 34
No children
Single
In Good Health
University Educated
Assets:
I own no car
I own no house
I own no cell phone
(I really don't ever want to own any of the above 3 items ever again. I live a pretty frugal lifestyle and I like it that way.)
I am currently starting my own computer servicing business. I am a computer genius so it will eventually make money. And if not, there are lots of jobs I can get around here.
My family has money, and I am currently living in one of their apartments for free.
My question is: I want the credit card debt to go away, but I have no idea where to start.
I racked up most of the debt because I travelled around the world for four years.
Ideas?
Thanks!
Wow. Not sure where to begin, but the first place I would go is
Wow. Not sure where to begin, but the first place I would go is to your family who you say have money and ask them to simply pay it off for you.
Since you clearly have no real hardship, I doubt the credit card companies are going to be willing to settle for less than amount owed.
