Does this constitute debt validation?

[QUOTE=Anonymous;716666]Hello. I recently received a collections letter from an atterneys office (Messrli and Kramer), apparently representing another collections agency (Riverwalk Holdings LTD "as successor in inrest to US Bank"). The original letter was obviously auto-generated:

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This law firm represents Riverwalk Holdings, LTD as successor in interest to US Bank. iverwalk Holdings, LTD has acquired your account and now owns your account as successor in interest to US Bank. Your unpaid account balance of XXXX has been turned over to our office for collection.

Please send your check for XXXX made payable to Riverwalk Holdings, LTD as successor in interest to US Bank to my attention. IF you cannot make full payment, please call our office at [phone number] to discuss alternate payment arrangements.

If you do not make payment of XXXX or do not make alternate payment arrangements, or law firm will recommend that our client allow us to send this matter to an attorney in your area to initiate suit.
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I promptly replied with a request for debt validation. What I recieved almost seems to me like another auto generated reply - my question is whether or not this constitutes enough info for debt validation. It contains my name and account number, and some dates which I dont even know to be accurate (Opened 1 December 2005). Attached to the back is a set of "U.S Bank Secured, Classic or Platinum Visa Credit Cardmember Agreement", which was last revised 4/07/03. Seeing as none of this contains any specific account informationn (payment history, signature of any kind) is this enough that they would be able to validate the acocunt:

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Thank you for your letter received at our office on on January 14, 2008, regarding this matter. Enclosed please find the account information documenting the amount owed related to this account. Specifically:

AMOUNT OF DEBT Principle Balance - xxxx Interest - xxx.xx
NAME OF CREDITOR: Riverwalk Holdings, LTD as successor in interest to US Bank.
NAME OF ORIGINAL CREDITOR:US BANK National Association ND
ADDRESS OF ORIGINAL CREDITOR: An address
ORIGINAL ACCOUNT NUMBER:xxxxxxxxxxxxx
DATE ACCOUNT WAS OPENED:December 1 2005
DATE OF CHARGE OFF: May 30 2008
DATE OF LAST PAYMENT: octovber 24 2007

Please see the enclosed Terms and Conditions.
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I dont mind trying to work something out with them, I just refuse to give any money to someone without them giving proof that they are entitled to it.[/QUOTE]

so this place now owns the debt.then they must be able to provide something with your signature on it,or at least the letter should be on the OC'S letterhead,or their stationary.that is hardly validation.

Nope. That doesn't cut it. They need to send you account statements and/or a contract/application with your signature. What state are you in? Is this possibly getting close to the SOL expiring?

Thank for all the help! Ky - 7 yr SOL from my research - so not quite. What would you recommend as a course of action? Re-request validation? Would they sue just to try to get a default judgement?

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I received validation that was a copy of my dismissed chapter 13. I don't believe this is validation as their name isn't on any of it. Can your chapter 13 information be used as validation against you?

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Thank you!!!! Do you by any chance have a form letter I can send them stating their validation is not sufficient? (Love Hot Stuff!!)

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Thanks you so very much!

You guys might try and settle your debts instead of lying and asking for validation. Recently several people were arrested in the Dallas area for filing false police reports and using the US mail system to dispute debts they in fact owed.

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