dealing with debt
Date: Mon, 07/12/2010 - 22:38
Submitted by ronald sondergaard
on
Mon, 07/12/2010 - 22:38
Total Replies: 1
hi
i have a ton of unsecured debt, on 12-7-09, i had $22000...not since no had got a payment due to umemployment, its probably close to 25000 or 24000....
okay...i just got a job today, 7 months of unemployment...
can i call each creditor and resolve my debt with asking forgiveness, and pay off 10,000 dollars, giving each a per centage based on what part of the debt they represent...ask for a year to do this...can this be done,,,,,i would also state, if no, then i would have to pursue bankruptcy?
also,,,if i do declair bankruptcy in arizona...4000 dollars allowed in exemptions....i have 3 computers that i have ungraded with cash from my last job...not the credit cards..so anthing that was not charged on my credit cards, i would not have to declare that assests,,would i.....just the stuff i charge on credit cards?
i have a ton of unsecured debt, on 12-7-09, i had $22000...not since no had got a payment due to umemployment, its probably close to 25000 or 24000....
okay...i just got a job today, 7 months of unemployment...
can i call each creditor and resolve my debt with asking forgiveness, and pay off 10,000 dollars, giving each a per centage based on what part of the debt they represent...ask for a year to do this...can this be done,,,,,i would also state, if no, then i would have to pursue bankruptcy?
also,,,if i do declair bankruptcy in arizona...4000 dollars allowed in exemptions....i have 3 computers that i have ungraded with cash from my last job...not the credit cards..so anthing that was not charged on my credit cards, i would not have to declare that assests,,would i.....just the stuff i charge on credit cards?
Greetings [URL="http://www.debtconsolidationcare.com/forums/memb
Greetings [URL="http://www.debtconsolidationcare.com/forums/member.php?u=201780"]ronald sondergaard[/URL],
Any of the account holders contacted you for payment?
Or is it with collection agencies?
Regards,
King "Kash" Jabba Labba
