Collection Question
Date: Mon, 07/26/2010 - 09:08
I received my credit report and shows a collection with 2 different dates 11/2003 and 11/2004 if i wanted to find out when it originally went to collections can i call the oc without restarting the 7 yrs?
Calling the OC and asking them to validate information on your c
Calling the OC and asking them to validate information on your credit report will not reset the SOL. I would suggest reviewing the validation letter on this website and ask the OC those questions. Just make sure you don???t send a payment or acknowledge the debt is yours and offer payment arrangements during the phone call or with a letter. Since the debt is from 03 or 04 the OC may not be able to tell you when the debt charged off and who it sold too with out going into archives.
