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help confused and fed up with calls.

Date: Fri, 08/13/2010 - 10:52

Submitted by anonymous
on Fri, 08/13/2010 - 10:52

Posts: 202330 Credits: [Donate]

Total Replies: 2


I have varios credicards that i have not paid since Jan 2010 one for 2000, and two for about 5 thousand each. all on different banks... I have been out of work for about two years and my unemployment has run out. I own a car used old and now live with my mom because i cant afford an apt. my question is can they take my car away? what can they do? they haven't sued me. should i file for bankruptcy before or after bieng sued?
please shed light anyone...


Quote:

Originally Posted by Anonymous
I have varios credicards that i have not paid since Jan 2010 one for 2000, and two for about 5 thousand each. all on different banks... I have been out of work for about two years and my unemployment has run out. I own a car used old and now live with my mom because i cant afford an apt. my question is can they take my car away? what can they do? they haven't sued me. should i file for bankruptcy before or after bieng sued?
please shed light anyone...


First, don't call the number above, you won't get 20-25 cents on the dollar. I doubt they would take your old car. If they sue and get judgement, you have nothing for them to take. However, judgments stick around and when you get a job they could garnish wages/checking acount. When they call tell them you situation and that you cannot pay. Let them make the next move. Bankruptcy would get rid of it as a last resort.


lrhall41

Submitted by OZZIE69 on Fri, 08/13/2010 - 11:52

( Posts: 555 | Credits: )