help-title loans

Unfortunately you cant. Your loan is secured by your title....you dont pay, they get the car.

Have you re-read your contract and the terms?

i dont know if this is the best advice, but years ago i had a title loan and after paying on it for a long time i found myself in the same situation as you. i called the title loan place and basically told them i couldnt afford it anymore and asked if they wanted to pick up the car. they said no but they offerd me a settlement to be done with it. i paid off the settlement and they gave me the title back. i wouldnt try to bluff them because there is a chance they could call you on the bluff. but it definetly wouldnt hurt to ask them if they would be willing to offer you a settlement. especially if you've been paying on it for a long time.