Settlement / How to find a good company
Date: Thu, 09/09/2010 - 10:47
Submitted by Margie Neighbors
on
Thu, 09/09/2010 - 10:47
Total Replies: 7
Please don't post the same content again and again. I have alrea
Please don't post the same content again and again. I have already answered to your post. Just wait...more members will come and post their advice there.
Dont pay anyone to do a settlement. List your PDL's and how m
Dont pay anyone to do a settlement.
List your PDL's and how much you owe. Someone will tell you if they are legal or not.
In the mean time check your state laws here - http://www.debtco
In the mean time check your state laws here - http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html
Payday Loans, etc.
Quote:
Originally Posted by bakerjon In the mean time check your state laws here - http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html |
Thank you, I looked at this site but still am not sure what to do ... I don't think I'd be able to stand up to the reps at the firms myself, that's why I'd rather pay a settlement company. However, I'm not certain that any of the pdl firms I'm with will deal with them:
United Cash Loans (borrowed $200, paid $260, still owe $200
Discount Advances (borrowed $360, paid $60, owe $495)
First Bank of Delaware (borrowed $500, paid $166, owe $403)
Help, I'm truly desperate - can't make these monthly payments any longer. If it matters, the reason I had to borrow to begin with was because of two huge vet bills; I have a few rescue animals and had two emergencies that wiped me out completely. Thank you for any advice you can give ....
Margie, UCL and Discount Advances are illegal in Oregon. You act
Margie, UCL and Discount Advances are illegal in Oregon. You actually will get a refund of $60 from UCL and owe $300 to Discount. FBD is an installment loan and is legal (most probably). They gave me a payment plan. You have to ask for it.
But first, close your checking account to save it from the illegal lenders.
Thank You!
Quote:
Originally Posted by paulcahill80 Margie, UCL and Discount Advances are illegal in Oregon. You actually will get a refund of $60 from UCL and owe $300 to Discount. FBD is an installment loan and is legal (most probably). They gave me a payment plan. You have to ask for it. But first, close your checking account to save it from the illegal lenders. |
Thank you! This is the first encouraging news I've had in weeks! OK, on Monday I'll close my checking account - although I have an automatic deposit scheduled for the end of the month, the same day that two payments are scheduled to be withdrawn - that I tried to change or cancel and was unable to (my social security check). Guess I'll just have to wait to get it next month, yikes!
PS
Quote:
Originally Posted by Margie Neighbors Thank you! This is the first encouraging news I've had in weeks! OK, on Monday I'll close my checking account - although I have an automatic deposit scheduled for the end of the month, the same day that two payments are scheduled to be withdrawn - that I tried to change or cancel and was unable to (my social security check). Guess I'll just have to wait to get it next month, yikes! |
Is it really possible to get a refund for overpayment from UCL? How do I do that? Actually, I've had a loan with them (and Discount Advantages) previously, both were paid off. I'll contact FBDL to see about a payment plan ... thanks again!