ART is completely incompetent- need help!

Date: Wed, 10/13/2010 - 05:07

Submitted by Keith k
on Wed, 10/13/2010 - 05:07

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Total Replies: 4

I have Acct Receivables Technologies out of NJ refusing to close out my debt collection account based on the painfully obvious facts surrounding my case around properly canceling a gym membership. I had been on a month-to-month since the gym membership expired in Nov 2008! I called & emailed ABC Financial on Dec 1 2009 which services the AnyTime Fitness Gym Corp. They need 30 days notice. No big deal. I paid not only Dec. but a Jan 2010 monthly payment. That should have eneded it but ART sent me a letter in March stating I owed for Jan-March membership fees. I sent a certified letter to ART disputing the debt. That was April 6 2010. I have called about twice each month asking to close this out. I have the original copy of the gym memb. contract. ART claims they are waiting on AnyTime Fitness to produce their documentation. It's been 8 months now-- hasn't consumer SOL kicked in yet? How do I stop this bs run-around? PS= everytime you call ART it is someone new, the super. is out to lunch, and they say that nothing has changed. What a joke! Please help-

I would call the gym. Tell them to call off the dogs. You can

I would call the gym. Tell them to call off the dogs. You can also send ART a cease and desist letter.

lrhall41

Submitted by OhioGal1 on Wed, 10/13/2010 - 06:34

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Thank you OhioGal, but cant ART just go ahead and screw my credi

Thank you OhioGal, but cant ART just go ahead and screw my credit anyway by placing a negative report even though they have nothing to stand on>? The system is so skewed against the consumer. I thought Obama Admin. was for the little guy. The burden of proof of any derogatory reporting by collection agencies lies with us. They're legal sharks!

lrhall41

Submitted by Keith k on Thu, 10/14/2010 - 05:28

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You have disputed the debt...even if they were to report, they w

You have disputed the debt...even if they were to report, they would have to report it in dispute.

I would be calling the gym and be threatening them with legal action

lrhall41

Submitted by SOAPLADY on Thu, 10/14/2010 - 07:09

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Legally, they aren't supposed to be reporting any invalidated de

Legally, they aren't supposed to be reporting any invalidated debt. If they can't validate it, it needs to be removed. And the burden of proof is on THEM to validate, not you.

lrhall41

Submitted by OhioGal1 on Thu, 10/14/2010 - 08:44

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