On-line Payday Loan collection

I was contacted Friday afternoon by a company informing me they had an affadavit for my arrest set for Monday at 11am. There were three charges attached -- the basic claim is that I failed to make good on an online payday advance over two years ago. This is the first I had heard of this, The company informed me that they would come and get me and that I needed to have both my employer and the references I had given to be in court with me to address the charges and would be responsible for $5500.00 at that time. After a lenghtly conversation with them, they said there was an OOCR attached to the file and if I paid $1440.00 I would be able to settle this without it going to the court. I told them I would like to do that but didn't have that amount available to me. I told them the best I could do was $220 and then the remainder on a payment plan. They told me I would have until 10am Monday to have $1000.00 and then the remainder could be on payment plan. They had me put in writing that I would pay the $1000 today and fax the letter with my drivers license to them. I was so caught off guard and scared that I did it. The reps I spoke with had very common american names but spoke with heavy foreign accents. I tried to reverse look-up the phone number but it isn't found. The area code indicates it's aNY area code. I do recall having on-line payday loans in the past but was;sure they had been paid. After processing this over the weekend and researching online, I think I realized these are scare tactics but now i'm stuck. I wasn't able to obtain the money over the weekend so obviously can't pay the money today. I haven't been able to secure a lawyer to handle this and don't know what to do next. I don't have the funds and if I go to court I''ll lose my job.