Getting sued by third party
Date: Tue, 12/21/2010 - 16:26
Yes eventually. However, you want to make sure they comply with
Yes eventually. However, you want to make sure they comply with the federal law (FDCPA). Have you ever received a letter of collection via the mail? What is the name of this 3rd party collector?
The third party debt collector will be able to sue you in order
The third party debt collector will be able to sue you in order to get back the dues. However, they cannot harass you or call your employers regarding your debts.
I'd agree with my previous posters in saying that the collectors
I'd agree with my previous posters in saying that the collectors have to send you a collection letter and that they can't harass you in this regard. It is your right to get informed about the debt amount and the name of the creditor.
Their notice must specify that this debt would be considered to be 'valid' if you don't dispute it within 30 days. Once you're notified, you'll need to check whether it matches the amount that you actually owe. If you don't agree, you may ask for a written verification of the said debt.
