debt consokidation organization

I won't be able to let you know as to which of the two companies stated above is better for debt consolidation as I don't have a personal experience with any of them. Nevertheless, I will suggest you to check out the BBB ratings and other credentials of both the organizations and compare them. You can even check out their testimonials. This will help you in judging which one is better. Apart from this, you should contact your friends and relatives in order to know whether or not they have taken help of any of these organizations. Their experience will help you in deciding which of the two is a better one.

can you tell us a bit more about your situation. Is it related to credit card debt or payday loan?