debt help

You will have to improve your payment history and reduce your outstanding bills in order to fix your credit. As a first step to improve your credit, start avoiding late payments on your bills and you should also pay your past-due bills asap. You can even ask your creditors to remove the late payments from your credit report as soon as you start paying your dues on time.

You should always pay off your high interest debts before your low interest ones. Make sure to keep your balances as low as possible. You should also make sure to not close your old and unused accounts as it will have a negative affect on your credit score.

Go through the following resource -
http://www.debtconsolidationcare.com/debt-free.html

Hi!
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You can fix your credit in various ways. First of all check your credit report to know about the negative items listed on it. Go through it and check whether or not there are any error on the report. If there is any wrong information on your credit report, then dispute it. Start paying off your debts. If you can't afford to repay the debts, then negotiate with your creditors to reduce the payoff amount. You can also get help from the debt relief companies in this regard. Once, you pay off the debts, request your creditors to update the account status on your credit report. Never exhaust your credit limits. Always pay your bills on time. Avoid taking out new loans if you can't afford to make payments on them. Your score will increase with time.