bill consolidation
Date: Sat, 02/05/2011 - 15:22
i just recently attempted to consulidate my credit cards for the amount of 20,000 dollars,,,the bank found that i was late a couple of times on paying my house payment,,,,it was maybe 3 to 4 days late and i was turned down for a loan,,how trivial,,its not like i didnt pay,,can anyone tell me of a financial institution i can get a loan,,i have excellent credit,with the exception of them couple late payments
Paying a house 3 -4 days late doesnt even report! Nothing is re
Paying a house 3 -4 days late doesnt even report! Nothing is reported until you are at least 30 days late. The only thing I can think of is that you were doing a secured loan against your house and they were looking at your actual payment history.
If you have a couple of late payments, you do not have excellent credit...just good credit. And no one is lending $20k unsecured.