Payday Loans
Date: Tue, 02/15/2011 - 09:04
Hello I have payday loans which I am struggling to pay off each month, I am considering Consolidating my payday loans, but does it affect your credit file. on my credit file I have never missed a payment and I dont want this to go on there and affect it.
First, what State do you live in and who are your payday lenders
First, what State do you live in and who are your payday lenders? If a payday lender is not licensed to do business in your State, then you are only morally obligated to pay back the principal balance (no interest/fees).