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Fees

Date: Tue, 03/01/2011 - 08:40

Submitted by anonymous
on Tue, 03/01/2011 - 08:40

Posts: 202330 Credits: [Donate]

Total Replies: 1


I have a Newport News credit card, which is funded by World Financial Network National Bank. I have a payment due tomorrow, March 2nd. I tried to pay it online, but was only given same day payment option for a fee of $10, or an option to pay after March 3, which means, of course, I would be charged a late fee of $25.00. I called and to pay over the phone, I have to pay a $10.00 fee. They refuse to give me the option to have payment posted for March 2 (the due date). This is obviously just a way of getting more money for fees that are already outrageous. Can this possibly be lega?. I am writing to the Attorney General's office to make them aware of this practice. Its no less than stealing. Isn't there anything that can be done about this?


Don't know if it's legal, but it's done a lot. Some of the bigger banks are now charging to make on-line and phone payments on their website. My mortgage company charges $15 to pay by phone! I get around this by scheduling my payments via my bank's bill-paying website. I make sure all bills with a specific due date are paid in advance. You can let the phone, cable, electric, gas, car insurance float throughout the month because they don't charge late fees.

This way you won't have any late fees and won't ruin your credit. Also, I've had the unfortunate experience of going directly to bank's website only to find it not responding!

Better to pay through your bank's website. Hope this helps.


lrhall41

Submitted by aubrey on Tue, 03/01/2011 - 11:35

( Posts: 1203 | Credits: )