Possible Harrasment
Date: Thu, 03/31/2011 - 13:23
T R S has been calling me for a couple of months. They have called me over 14 times. 2 times they called on a Sunday. My credit is excellent my score is over 850. Comerica turned the account over to T R S. I had an overdraft of $6.34. The bank told me I owed them $40.00. I told T R S on several occassions to take me to court. They still keep calling. Do I have a case for harrasment?
Nope. Calling you is not harrassment.....it is legal to call 36
Nope. Calling you is not harrassment.....it is legal to call 365 days a year from 8am until 9pm. You owe a debt...obviously your bank has informed you of that. Unless you write and tell them to cease and desist, they can continue to call. If they choose to take you to court, you will pay the court and legal fees. Legally they can report to the credit bureau which would mean bye bye to your 850 score. You admit overdrafting....and as such you are required to pay the associated costs.
