Ucb

Date: Mon, 02/01/2010 - 11:48

Submitted by anonymous
on Mon, 02/01/2010 - 11:48

Posts: 202330 Credits: [Donate]

Total Replies: 2

I just talked to UCB about a charge from 2006 for $220. I asked if they could send me something to verify that these charges are mine since I don't know what they are. They said no. They would not send anything to me and I would have to pay by credit card or check over the phone immediately or they would start to garnish my wages from work. I asked if I could start making payments and they said no. They wanted it in full. I am a single mother and I can't afford to make one single payment. They said fine. We will start the garnishment and they hung up. Can they do that legally? Aren't they supposed to work with people? I am not sure where to go from here. Do I just sit and wait for the garnishment to take place?

Well, to garnish your wage they need to sue you and win a judgem

Well, to garnish your wage they need to sue you and win a judgement. Also, they need to abide by the state laws since wage garnishment isn't allowed in every state.

You must get the mailing address of this collector to send them a debt validation letter. Take the help of the sample letters from this site to draft one. Please, remember don't pay the collector a dime before you get the debt validated.

You can also search the site about the collector, using its full name, to get its address.

lrhall41

Submitted by SC on Tue, 02/02/2010 - 02:06

( Posts: 3937 | Credits: )

UCB breaks the law big time. Do you have a phone number? Call

UCB breaks the law big time. Do you have a phone number? Call them back, go thru the switchboard and get the address. Send a DV via CMRRR. They will probably violate the FDCPA and you make $1000. They do pay up....I got them twice.

lrhall41

Submitted by SOAPLADY on Tue, 02/02/2010 - 04:47

( Posts: 17315 | Credits: )