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Hello all. I've avoided bankruptcy for 7 years now but due to divorce and paying uninsured medical bills for my daughter I am 25k in credit card debt. My debt to income ratio is 84%. The card companies are all starting to raise interest rates even though I'm current. Things are really tough but I can't face bankruptcy.
Any ideas would be appreciated

First of all welcome to the site. You will gain alot of knowledge here. You should contact the 1-800-601-1579 number on this website, or click on the chat button and speak to someone right away. They will be able to point you in the right direction on which way you should go. You should also read through the DIY section to see if any of those ideas feel like something that you could handle on your own if you choose.

Have you tried talking to your credit card companies about reducing your interest rates. Maybe you could explain your situation and they could put you on a hardship plan.

If you decide to hire a debt consulation/management company assist you please check them out with the BBB bureau before signing up.

Other's will be along shortly to advise you further and good luck.

Sub: #1 posted on Sat, 08/09/2008 - 13:23

ladybug ladybug

(Posts: 2757 | Credits: )

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