I have been calls over and over from someone claiming there are charges against me and they are serving papers. They called my mom and brother and today my work. I Called 877-253-8241 and another number left on my VM 800-805-1029. I spoke to someone who wouldn't give me their last name and would only say they are located in Southern California. Claimed I owed on a payday loan from 2010.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.