united cash loans

payday loans are illegal in North Carolina. Report them to your AG.

United Cash Loans is not licensed in any state. Pdl's are illegal in North Carolina from what I understand. You need to file complaints against them with the Attorney General in Oklahoma and in your state. They will not process you. It is a scare tactic. They wouldn't dare do anything like that. All they would be doing is hanging themselves.

You probably need to write them a letter explaining NC's laws. Go to polly's blog--

http://pollyandsay.yesdebtfree.org/ for a sample.

Have they been debiting your bank account for payday loans you received from them? If so, find out how much and ask them for a refund!

I live in NC and received a loan from UCL for 200. For 4 months I paid 60.00 and still owed 200.00. My 5th payment they took 110.00 and said 60.00 was interest and 50.00 was to pay down the loan. Now my 6th payment says it is 95.00, 45.00 interest and 50.00 pay down. When it is all said and done I will have paid 600.00 for a 200.00 loan. Is this legal? I also have one with 500 Advance for 300.00. They say my 1st payment will be 105.00 interest only. We were about to be evicted from our home and needed the money, but I had no idea I would have to pay back this much. What can I do? Thank you for any help.

Revoke the ACH autorization, close your bank account and open a new one. Go into the bank and speak to the manager and make sure that nothing will force the account back open.

I just figured what I will pay to 500 Advance after they take all of these payments and it comes to 1165.00 for a 350.00 loan. This is BS. I stated on my first post the loan was 300.00, it was actually 350.00. I refuse to pay 1165.00 for 350.00.

Pdl's are illegal in North Carolina. Do as Nascar Devil recommends. We advocate to pay back only the prinicpal of what you borrowed...apply all interest/fees paid towards the prinicpal.

UCL is paid...500 Advance...pay what you can to get them paid off...seems the surest way to protect your account will be to close it, otherwise they will keept taking.