I got a phone call from 805-229-0901 which is listed as Paetec Comm., a phone company from a man with an american name and indian accent. He threatened arrest, fed bank charges and money laundering. however could not tell me the original pdl lender nor share any info with me. he said the lender did not feel i was intending to pay, and if i would send in $725 they would then share the documentation with me. how do i handle this
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.