I received a letter in the mail stating i owed verizon wireless 565.00 dollars for cell phone service in 2009. I never had a verizon wireless services i told that to the guy from Afni collection agency he told me there is two ways to take care of this bill just pay us or send us proof you didnt have this service. But yet verizon wireless has the fraud papers i signed and the police report filed. This guy thinking he is the mafia says to me just pay us! Well i have news for everybody online this agency is being investigated by the government for fraud!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.