Wage Garnishment

It depends how you pay yourself.

If your business is incorporated, and the company writes you an actual payroll check, then wage garnishment would be the same process as for anybody else. If they served a garnishment upon your corporation, and you refused to garnish yourself, then they could hold the corporation liable.

If you are a sole propriatorship, then really there are no "wages" to garnish. In that case, they would have to go in for a third-party citation to try to seize your bank accounts, etc.

However, a third party citation could also act against anybody that owes you money. For example if you have a large client that you do lots of work for, the creditor can file a citation against them and they would be required to pay the creditor instead of you. Also since 3rd party payments are not "wages", there is no 25% cap; the creditor may be able to take 100% of any money owed to you.

Thanks for info.. I am soleprop so I geuss I have to worry more about bank funds.