what exactly can a creditor tell my refreances
Date: Thu, 03/29/2012 - 07:52
I fell behind a payment and they contract my mom and tole her I was behind on a payment. Can they tell my mom that information? or just to have me call them?
A creditor first party or a collection agency? The FDCPA preven
A creditor first party or a collection agency? The FDCPA prevents disclosure by collection agencies....creditors are not covered.
The FDCPA prevents collectors from [QUOTE]revealing or discussin
The FDCPA prevents collectors from [QUOTE]revealing or discussing the nature of debts with third parties other than the consumer's spouse or attorney
[/QUOTE]So if they did, they broke the law and you can file a complaint against them, that is, in case the call was from a collection agency.
Steven...did you READ my post or the original post??? The FDCPA
Steven...did you READ my post or the original post??? The FDCPA applies to "third party collection agencies", not creditors. The original creditor has not specified WHO called him.
That is simply why I mentioned Quote:in case the call was from a
That is simply why I mentioned Quote:
in case the call was from a collection agency. |